2. Where Can I Send Money?

We support a range of corridors across Africa and Asia, with availability depending on local partners and regulations. Corridor coverage, payout methods and limits can change; we will show you live options when you place an order, and you can always ask support@africlink.com for current coverage.

3. How do I Signup and Verify my Identity?

If you register online, you create an account and complete identity checks that may include a photo ID and, where needed, a selfie or liveness step. If you visit a branch or agent, bring a valid photo ID and be ready to confirm your address and the purpose of your transfer. We may request evidence of the source of funds for higher-value or higher-risk transactions.

4. How Do I Fund a Transfer?

In-store, you can pay by cash or personal debit/credit card. Online, you can fund via UK bank transfer/open banking or personal debit/credit card. We do not accept cheques, prepaid cards, anonymous instruments or third-party funding (for example, someone else’s card or bank account).

5. How long will my Transfer Take?

Many transfers are completed within minutes to hours, depending on the corridor and payout method. Delivery can take longer due to bank cut-offs, public holidays, time zones, compliance checks and local payout requirements. We will update you if we need more information to proceed.

Send Money Home with

Q: 1. What is Africlink Money Transfer?

Africlink Money Transfer is a UK-based remittance service operated by Mat & Sam Afric Links Ltd, authorised as a Small Payment Institution. We help private individuals send money to family and friends through our in-store/agent network and our online service. Payouts are made via trusted partners to bank accounts, mobile wallets and cash-pick-up points.

Africlink Money Transfer

Transfer money online with Africlink Money Transfer. A fast, secure, and convenient way to send money across the globe.

Transfer Money in Just Few Clicks

Sending money has never been this simple! With Africlink Money Transfer, you can transfer funds to your loved ones in just a few clicks. Enjoy competitive rates, secure transactions, and fast delivery.

Create your Account

To sign up on the app or website, choose a strong password and provide a valid email address.

Update Profile

Update your profile, including your address, and add any primary document through the app or website.

Send Money

Simply enter the amount you wish to send with best rate, add the recipient's details, and confirm the transaction.

Why People Send Money Home

For millions of Africans living abroad, remittances are more than just financial support. Families depend on money sent home to cover essentials like food, healthcare, and education. Small businesses often rely on these funds to grow and create opportunities. By choosing a reliable provider, you ensure your hard-earned money reaches your loved ones quickly and securely.

Why People Send Money Home

Send Money Home with Ease – Trusted Money Transfer to Africa

We believe that sending money home should be simple, secure, and affordable. Every transfer reflects care and responsibility. Whether you are supporting daily household needs or paying school fees, we ensure fast and reliable money transfers to Africa.

Why People Send Money Home

For millions of Africans living abroad, remittances are more than just financial support. Families rely on money sent home to cover essentials such as food, healthcare, and education. Small businesses often rely on these funds to grow and create opportunities. By choosing a reliable provider, you ensure your hard-earned money reaches your loved ones quickly and securely.

How We Make It Easy to Send Money to Africa

We’ve built a service designed around what matters most to you:
Speed: Transfers arrive in minutes.
Zero Fees & Fair Rates: More Value for Your Family.
Secure Transfers: Advanced technology protects every transaction.
Flexible Delivery: Send to bank accounts, mobile wallets, or cash pickup.

Safe, Transparent, and Reliable

Traditional methods of sending money home can be slow, expensive, and sometimes unsafe. We combine digital technology with strict compliance standards to give you peace of mind. You can track your transfer in real time, see all costs upfront, and trust that your money will arrive safely.

Supporting Families Across Africa

Africlink Money Transfer enables thousands of people to send money to West Africa and beyond every day at competitive exchange rates. Our goal is to make cross-border transfers easy, fast, and reliable, because supporting your family should never be complicated.

Start your journey today and experience the easiest way to send money to Africa with AfricLink Money Transfer.

About Africlink

Africlink Money Transfer is a customer-oriented and responsive money remittance company that is committed to offering solutions to all your money transfer needs. We provide efficient, secure, simple, and competitive world-class service to all our customers.

We have established an excellent reputation in the industry through constantly meeting and exceeding our customers’ expectations, our outstanding service and real-time delivery.

Our company is not just one of the money transfer companies around, but also one of the most trusted.

We understand that you have a commitment to fulfil, so we are also committed to fulfilling ours.

Where Every Transfer Brings Family Closer

Best-Approach

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See what others have to say

Succinctly, I have been transferring money to Naija through M&S over the years. This team is simply amazing, very time conscious, customer-friendly, and transparently honest. I have been recommending M&S to my friends. I have no regret doing business with dis amazing team.

My transactions have been smooth and timely…. with a fabulous exchange rate to count on time and time again. Thank you for the experience.

Frequently Asked Questions

1. What is Africlink Money Transfer?

Africlink Money Transfer is an online remittance service registered in the United Kingdom and registered with the Financial Conduct Authority (FCA). We help individuals send money safely and quickly across the world.

2. Who can use our Services?

Our services are available to everyday users who wish to send personal remittances. The service is strictly intended for personal use only and does not support business, commercial, or institutional payments.

3. How do I get Started?

Visit our mobile app.
Register using a valid mobile number & email.
Complete identity verification by uploading a government-issued ID.

Once registered, you can start sending money immediately.

4. Where can I Send Money?

We currently support transfers to multiple African countries, including Ghana, and we are continually expanding our network across the world.

5. What are the available Sending Methods?

You can initiate a transfer using one of the following options:

Your personal debit or credit card
Your personal bank account

6. What Delivery Methods are Available?

Recipients can receive funds via:

Bank deposit
Mobile wallet transfer (where available)

These options follow industry standards and offer flexibility depending on the recipient’s convenience.

7. How long do Transfers Take?

Bank deposit: Usually instantaneous, depending on the destination and banking network.
Mobile wallet: Usually instant.

8. What Fees and Exchange Rates Apply?

Fees and exchange rates depend on the destination, amount, and delivery method.
You’ll always see a full breakdown before confirming your transfer.
Rates may vary between channels and change frequently.

9. What Identification is Required?

Senders: Government-issued ID (Your passport (Any country) or your driving license of United Kingdom).
Recipients: Valid ID is required sometime for compliance check.

10. What are the Sending and Payout limits?

Limits depend on the country, payout method, verification tier, and our partners’ rules.

Ghana: 300–30,000 GHS
Nigeria: 29,000–2,000,000 NGN

Applicable limits are displayed at checkout. Contact support for special cases.

11. Can I Track my Transfer?

Yes! After creating a payment, you’ll receive a tracking transaction reference number. Use it on our mobile application or contact support at [email protected] to check the status.

12. Can I Cancel or Get a Refund?

You can cancel within 30 minutes if the recipient hasn’t received or picked up the funds.
Once payout is executed, transfers are normally final. Refunds (if applicable) are returned to the original payment method; FX fluctuations and non-recoverable costs may apply.

See our Refund & Cancellation Policy for full details.

13. What if I Entered the Wrong Beneficiary Details?

Contact us immediately. If the transfer hasn’t been paid out, we’ll try to amend or cancel it.
After payout, recovery depends on the beneficiary and local regulations and is not guaranteed.

14. How do you keep my Data Safe?

We follow UK GDPR and implement layered IT security controls.
Data is shared only with parties necessary to deliver the service or meet legal obligations.

Read our Privacy Policy for full details.

15. How do you Protect Customers from fraud and scams?

We use identity verification electronically, sanctions screening, and transaction monitoring.

See our Scam Awareness & Safety Guide highlights red flags and actions to take.

16. What if my Transfer is Delayed?

Delays can occur due to:

Banking cut-offs or public holidays
Compliance checks
Local payout constraints

We will keep you informed on your app as per your transaction status.

17. How do I Make a Complaint?

You may submit a complaint by emailing [email protected] with your transaction reference and details of the issue, or by creating a support ticket directly within the application.

Our team aims to respond within 3 to 5 minutes and will resolve the complaint as promptly as possible, based on its nature and complexity.